Hama Merchant and Finance unveiled new schemes; Mero Bachat Khata, Nari Bachat Khata, Students Savings Account and Senior Citizens Savings Account. One can open account under Mero Bachat Khata at Rs 500 and get a free Mero Mobile SIM card. The account can be opened with Rs 100 and it attracts 7.50 per cent interest per annum, states a press release.