KATHMANDU: Sanima Bikas Bank has introduced 100 per cent financing under Sanima auto loan scheme for the first time in Nepal.Customers can avail 100 per cent loan for private vehicles and save 20 per cent of loan amount by keeping deposit in the bank for the loan tenure. They will pay lower interest to the bank due to interest coming on deposit. Upon repayment of loan customers can take ownership of the vehicle as well as take deposit along with interest.