KATHMANDU: Himalayan Bank Ltd (HBL) — a class ‘A’ financial institution — has acquired 20 per cent equity shares of Smart Choice Technology Pvt Ltd (SCT), says the press note issued by the bank on Monday. Himalayan Bank is the settlement bank of SCT Network for all transactions made through ATMs and point-of-sale (POS) terminals in Nepal. SCT is a well-known integrated shared services network for ATMs and POS terminals of various banks and financial institutions (BFIs).