KATHMANDU: Kist Bank Ltd has two new products: Kist Narnaari Savings and Kist Enterprising Credit. In the first the interest rate on savings is 10.25 per cent per annum for women and 10 per cent for men. Jointly it will be 10.10 per cent. The second gives credit Rs 2 lakh to 50 million with 9-12 per cent interest.