Nepal | September 27, 2020

Coronavirus insurance only for those screened at govt labs

Himalayan News Service
Share Now:

Patients screened for COVID even in govt approved private hospitals will not be eligible for insurance claims


The Insurance Board has issued a notice directing insurance companies to clear COVID-19 insurance claims of only those patients whose swabs are screened using polymerase chain reaction method at government laboratories.

Directing them to follow the criteria prepared by the government, the board has asked insurance firms not to clear claims if a PCR test report from a private hospital is submitted.

According to IB, the provision has already been mentioned in the COV- ID-19 Insurance Criteria-2020.

Sub-section 11 of Section 3 mentions the aforementioned provision. “This is not a new rule.

However, we have issued a notice in this regard just to avoid any violation of rules and make insurance firms alert,” said Raju Raman Poudel, executive director at IB.

The board has also issued the notice since there was some confusion among insurance companies while clearing claims for COVID-19 insurance schemes. As per the notice, PCR reports of patients from 47 laboratories across the country are eligible for COVID-19 insurance claim.

Patients screened for COVID in private hospitals, even if permitted by the government to conduct PCR tests, will not be eligible for insurance claims.

Meanwhile, Chunky Chhetri, general secretary at Nepal Insurance Association, said the rule was prepared by the government and not insurance companies.

Till date, more than 900,000 people have bought COV- ID-19 insurance, while more than 1,300 patients have made claims.

However, insurance companies have settled less than 300 claims.

A version of this article appears in e-paper on September 5, 2020, of The Himalayan Times.



Follow The Himalayan Times on Twitter and Facebook

Recommended Stories:

More from The Himalayan Times:

Dhangadhi Sub-metropolis continues providing free food to returnees from India

DHANGADHI: Dhangadhi Sub-metropolitan City has been providing food and hygiene kits free of cost to Nepalis returning home from India via Trinagar border checkpoint since March. The Sub-metropolis has been providing food for Nepalis who are tired after a long journey from India since the time Read More...

Students demand justice for Bajhang rape victim in Kathmandu

KATHMANDU, SEPTEMBER 26 Students take to the streets on Saturday demanding justice for a 12-year-old girl whose dead body was found in a temple in Bajhang district on Thursday night. The minor was raped before being killed by the culprit/s. As per local police, investigation into the case in unde Read More...

Passengers adopt 'new normal' at Kathmandu airport amid coronavirus scare

KATHMANDU, SEPTEMBER 26 Passengers traveling to and from the capital are seen with personal protective gears at the domestic terminal of the Tribhuvan International Airport in Kathmandu. Photos by Skanda Gautam for The Himalayan Times. Read More...

United earn dramatic win at Brighton with late Fernandes penalty

BRIGHTON: Manchester United beat Brighton & Hove Albion 3-2 away in the Premier League on Saturday after an incredible finale in which Bruno Fernandes struck the winning goal from the penalty spot in the 100th minute of the game. Fernandes's winner, which came after referee Chris Ka Read More...

Chelsea recover from three goals down to draw at West Brom

Chelsea striker Tammy Abraham struck a 93rd-minute equaliser as they battled back from three goals down to draw 3-3 at West Bromwich Albion in their Premier League clash on Saturday. An error by Marcos Alonso led to Callum Robinson opening the scoring for West Brom in the fourth minute and t Read More...

A team of women of Police march past in a programme organised to mark the Constitution day at Nepal Army pavilion in Tundikhel, Kathmandu, on Wednesday, September 19, 2018. Photo: Skanda Gautam/THT

Province 2 threatens to knock Supreme Court door

KATHMANDU, SEPTEMBER 26 Months after the two bills related to adjustment of Nepal Police and Provincial Police were authenticated, provincial governments have not been able to take control of police. As a result, Province 2 government has sent an angry letter to the federal home ministry asking i Read More...

Local levels to resume schools from today in Siraha district

SIRAHA, SEPTEMBER 26 Community schools in Laxmipur Patari Rural Municipality and Mirchaiya Municipality of Siraha, that have remained closed for the past six months are likely to open from tomorrow. Education sections of both the local bodies, by issuing separate notices, decided to open s Read More...

Three persons including campus chief absconding

DHULIKHEL, SEPTEMBER 26 Three persons, including campus chief, have been absconding ever since police issued an arrest warrant against them in Kavre’s Banepa. A fraud charge was filed against three people including Kavre Multiple Campus Chief KJ Baidar in Kavre’s Banepa Municipality, with Read More...